ScoreLink:
Bank the Unbankable
We connect rural communities with smart solutions, working to expand the reach of financial inclusion.
ScoreLink is a youth-led FinTech startup that uses AI to provide credit scoring for microfinance applicants in developing countries.
Our mission is to expand credit access to vulnerable communities by lowering costs for microfinance institutions.
What We Do
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Mobile Lending App
ScoreLink uses a mobile app to enhance the microfinance loan origination process, allowing clients to borrow money anytime, anywhere.
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AI-Based Credit Scoring
Our predictive credit scoring model will leverage mobile phone data to sharply reduce the risk of default for partnering microfinance institutions.
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Third-Party Platform
We act as an impartial third-party platform, connecting prospective borrowers with the microfinance institution of their choice.
ScoreLink Provides
Lower operating costs for MFIs
Reduced risk of default
Improved overall efficiency of the microfinance industry.
Why Bangladesh?
Bangladesh is the birthplace of modern-day microfinance, a practice pioneered by Professor Muhammad Yunus in the 70s and 80s. Today, with 731 MFIs serving 40.86 million members, the microfinance industry in Bangladesh is leading the world in providing households with necessary financial resources. Given its vibrant ecosystem and fast-developing digital infrastructure, Bangladesh was picked as the starting point of ScoreLink.
Why Now?
ScoreLink enters the market at an opportune time, capitalizing on the advent of four fundamental infrastructure conditions in Bangladesh:
1. Fast penetration of broadband (4G) networks
2. Broad use of smartphones, even in rural areas
3. Adoption of smart National IDs for digital identity authentication
4. Growing popularity of mobile payment
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Want to reach out?
Join us today to empower microfinance and transform opportunities for borrowers.